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Delaware Health Care Provider Loan Repayment Program (HCPLRP)
On August 10, 2021, Governor Carney signed House Bill 48 with House Amendment 1, establishing a Health Care Provider Loan Repayment Program (HCPLRP) for new primary care providers. The Delaware Health Care Commission is responsible for the administration of the program and may award education loan repayment grants to new primary care providers up to $50,000 per year for a maximum of four years.
Eligible clinicians must be a new primary care provider in an ambulatory or outpatient setting and completed graduate education within six-months of the application for HCPLRP grant being submitted.
Awarded clinicians will be asked to commit to an initial contract term of two (2) years with the State of Delaware to receive loan repayment.
Priority consideration will be given to Delaware Institute of Medical Education and Research (DIMER)-participating students and participants in Delaware based residency programs.
EligibilityTo be eligible, providers must have completed graduate education within six months. Advanced-degree practitioners must have completed a residency program. Eligible degrees and specialties include:
Practicing providers are also encouraged to apply in the areas of:
Health care professionals may apply as well as hospitals, private practices, and health care organizations on behalf of qualifying employees. Sites eligible to apply for grants on behalf of their new primary care providers must be located in underserved areas or areas of need and must accept Medicare and Medicaid participants. Grants to hospital sites must be matched on a dollar-for-dollar basis by the applicant hospital. Applications will be accepted on a rolling basis and will be determined on area of need, rather than individual financial circumstances.
Graduates of combined residency programs which meet the criteria for HCPLRP are eligible and encouraged to apply. If you are unsure if your combined program meets these requirements, please email DHCC@delaware.gov.
There is only one application process for both HCPLRP and SLRP. Applicant eligibility is determined utilizing the content of the application components.
Applicants need to submit a three (3) part application:
The DHCC accepts applications on six-week rolling intervals. The following table shows the 2022 application schedule:
|Application Cycle||Acceptance Period||Application Deadline||Comments|
|Cohort 3||August-September 2022||October 1, 2022||November 30, 2022|
|Cohort 4||October 2022-January 2023||February 1, 2023||March 31, 2023|
|Cohort 5||February 2023-May 2023||June 1, 2023||July 31, 2023|
|Cohort 6||June 2023-August 2023||September 1, 2023||October 31, 2023|
Applicants must submit one complete application packet to the DHCC on or before the application deadline. Each packet must consist of the completed Part A: Practice Site Application Form; Part B: Health Professional Application Form; and Part C: Loan Verification Form. Ensure all sections are completed in their entirety (including signature) before submitting the application for final review.
If your application is not completed by the cohort deadline, you will not be considered for that cohort.
*Cohort start dates are subject to change.
House Bill 48 with House Amendment 1 provides guidance and instructions for administration and operation of this program. The Delaware Health Care Commission manages the program, issues award and corresponding payment, and prepares an annual report. The following table outlines critical parameters and corresponding expectations.
Advanced Degree: MD or DO
Specialty: Family Medicine, Internal Medicine, Pediatrics, Obstetrics/Gynecology, Geriatrics, and Psychiatry
Mid-Level Degree: NP, CNM, CNS, PA
Specialty: Adult Medicine, Family Medicine, Pediatrics, Psychiatry/Mental Health, Geriatrics, and Women's Health
Ambulatory and outpatient in an underserved area of need:
Authorization to work in U.S. for period of loan repayment or J1 Visa
The program applications are designed to incorporate the program parameters to ensure qualitative and quantitative review and award distributions. Award amounts are prioritized according to six (6) criteria; geographic location, underrepresentation in medical environments, number of years residing in Delaware, advance-degreed graduation from Delaware affiliated medical schools and/or Delaware-based residency programs, multilingual fluency, and continuing participation in the program. The priority areas are calculated based on responses submitted in the applications, and a weighted scoring metrics is tabulated to quantify award distribution amounts as follows:
|1-4 points||5-7 points||7-9.5|
|30% of maximum funding||60% of maximum funding||100% of maximum funding|
Applicants practicing at hospital sites are subject to a dollar-for-dollar match by the hospital. The match must be coordinated with the DHCC. This requirement applies to the following health systems/hospitals:
Should one or more of the health systems fail to provide match funds within thirty (30) calendar days of signing a valid contractual agreement, the Delaware Health Care Commission will initiate steps to terminate the agreement.
Applicants that are awarded contractual agreements, must commit to an initial two-year obligation period, and have the opportunity to reapply for an optional one or two-year commitment. Program participants are not eligible for continued participation in this program after a maximum of four-years.
Award payments are issued to approved loan servicers (lending institutions) when the loans are due.
Questions? Please email DHCC@delaware.gov
Department of Health and Social Services
Office of the Secretary
Delaware Health Care Commission
1901 N. DuPont Highway - 1st Floor
Main Administrative Building
New Castle, Delaware 19720
Other Loan Repayment Programs Offered to Health Care Providers
Delaware offers several other loan repayment opportunities for health care professionals. Each program has specific advantages, varying eligibility, and award amounts depending on degree and specialty. In most cases, the programs require a term of practice in Delaware in return for loan repayment. Application to any of the programs does not guarantee funding, and applicants may participate in only one loan repayment program.