The federally funded State Loan Repayment Program offers financial assistance of up to $150,000 for eligible primary care providers. Other qualifying healthcare professionals may receive up to $100,000 in loan repayment for verifiable educational loans to qualified dental, behavioral / mental health, and primary care professionals. Service requirement is a minimum of two consecutive years of full-time (40 hours per week) or half-time (20 to 39 hours per week) practice in shortage areas across Delaware. Awards vary depending on qualifications and degree.
The goal is to create healthier communities by recruiting and retaining highly qualified primary care, dental and mental health care professionals to care for underserved Delaware populations in identified Health Professional Shortage Areas (HPSAs).
- Loan forgiveness up to $50,000 per year for up to four years.
- Low cost of living and high quality of life in Delaware.
- Must agree to practice in underserved areas of the state for two years.
- Apply now if you have an advanced or a mid-level degree and graduated within the last two years.
Eligibility
Individuals must have
- Completed graduate education within two years
- Completed a residency program (for advanced-degree practitioners)
Hospitals or practices must:
- Accept Medicare, Medicaid and CHIP Reimbursements
Eligible Degrees and Specialties
| Degrees | Specialties |
|---|---|
| Doctor of Medicine (MD) Doctor of Osteopathic Medicine (DO) | • Family Medicine (including Osteopathic general practice) • Internal Medicine • Pediatrics • Psychiatry • Geriatrics • Obstetrics/Gynecology |
| Nurse Practitioner (NP) Physician Assistant (PA) Certified Nurse Midwife (CNW) Clinical Nurse Specialist (CNS) Master of Psychology Licensed Psychologist Licensed Clinical Social Worker (LCSW) Licensed Professional Counselor of Mental Health Doctor of Optometry (DO) | • Internal Medicine • Family Medicine • Pediatrics • Psychiatry/Mental Health • Geriatrics • Women’s Health • Optometrist |
| Doctor of Dental Surgery (DDS) Doctor of Medicine in Dentistry (DMD) | • General Dentistry • Pediatric Dentistry • Public Health Dentistry |
Applicants are ineligible if they have competing contractual obligations for health care services; federal judgment liens; breached service obligations, even if subsequently satisfied; past/present defaults for federal payment obligations or debt write-offs, uncollectable, waiver, or otherwise; convictions, admission of guilt, or disciplines issued by a certificate/licensing authority; or felony convictions.
For questions about eligibility, email DHCC@delaware.gov.
Clinician Commitment
Awarded clinicians will be asked to commit to an initial contract term of two years with the state of Delaware to receive loan repayment. Those who receive loan repayment must agree to practice in ambulatory and outpatient settings in an underserved area of need, which could include a hospital primary care practice, a private practice, a Federally Qualified Health Center, a community outpatient or mental health facility, or a free medical clinic.
Full-Time
- 40 hours per week is mandatory for full-time health care professionals.
- A minimum of 45 weeks constitutes a full year of service – prior approval needed.
- Compressed schedules are limited to four days per week, with no more than 12 hours of work in any 24-hour period.
- Travel or on-call time is not included in the required work hours.
Part-Time
- 20 to 39 hours per week is mandatory for part-time health professionals.
- A minimum of 20 hours per week, prorated to FT at 40 hours per week
Application and Funding
Applicants need to submit a three (3) part application:
- Part A – Employer Application (submit by email)
- Part B – Healthcare Practitioner Application (submit by email)
- Part C – Loan Information and Verification(submit by mail/email/fax)
Applicants practicing at hospital sites are eligible for a dollar-for-dollar match by the hospital. The match must be coordinated with the Delaware Health Care Commission. Should one or more of the health systems fail to provide matching funds within 30 calendar days of signing a valid contractual agreement, the Delaware Health Care Commission will initiate steps to terminate the agreement.
When to Apply
The DHCC continuously accepts applications for this program. However, there are application deadlines for contracts to be issued every September and March. Additional contract
start dates may be added based on funding and eligible participants.
| Applications Accepted | Application Deadline | Anticipated Contract Start Date* |
|---|---|---|
| October-March | March 15 | August 15th |
| April-September | September 15 | December 15th |
Health Care Providers Under Contract
New Castle County
| Degree | Discipline Level | Practice Name | Zip Code | Contract Start Date | Contract End Date | Award Amount |
|---|---|---|---|---|---|---|
| MD | Advanced | ChristianaCare | 19713 | 12/15/2024 | 12/15/2026 | $100,000.00 |
| PA | Mid-Level | Zarek Donahue, LLC | 19810 | 12/15/2024 | 12/15/2026 | $60,000.00 |
| NP | Mid-Level | Advanced Treatment Options, LLC | 19808 | 8/15/25 | 8/15/27 | $80,000.00 |
| DO | Advanced | Christiana Care | 19801 | 8/15/25 | 8/15/27 | $100,000.00 |
| PA | Mid-Level | Christiana Care | 19807 | 8/15/25 | 8/15/27 | $45,182.68 |
| DO | Advanced | ChristianaCare | 19801 | 8/15/25 | 8/15/27 | $50,000.00 |
| MD | Advanced | ChristianaCare | 19803 | 8/15/25 | 8/15/27 | $80,000.00 |
| DO | Advanced | ChristianaCare | 19713 | 8/15/25 | 8/15/27 | $100,000.00 |
| DO | Advanced | Just for Kids Pediatrics-Newark | 19713 | 8/15/25 | 8/15/27 | $100,000.00 |
| MD | Advanced | Lifeline Medical Associates, LLC | 19808 | 8/15/25 | 8/15/27 | $100,000.00 |
| LPC | Mid-Level | Center for Child Development | 19702 | 12/15/25 | 12/15/27 | $40,000.00 |
| NP | Mid-Level | Chrisitiana Care | 19801 | 12/15/25 | 12/15/27 | $60,000.00 |
| DO | Advanced | ChristianaCare | 19713 | 12/15/25 | 12/15/27 | $100,000.00 |
| CNM | Mid-Level | ChristianaCare | 19801 and 19802 and 19713 | 12/15/25 | 12/15/27 | $33,404.88 |
| CNM | Mid-Level | ChristianaCare | 19807 | 12/15/25 | 12/15/27 | $33,904.88 |
| MD | Advanced | Delaware Family Medicine LLC | 19713 | 12/15/25 | 12/15/27 | $100,000.00 |
| NP | Mid-Level | Henrietta Johnson Medical Center | 19801 | 12/15/25 | 12/15/27 | $40,000.00 |
| PA | Mid-Level | Just Kids Pediatrics | 19713 | 12/15/25 | 12/15/27 | $80,000.00 |
| PA | Mid-Level | Zarek Donohue, LLC | 19810 | 12/15/25 | 12/15/27 | $15,709.14 |
| NP | Mid-Level | Zarek Donohue, LLC | 19810 | 12/15/25 | 12/15/27 | $30,000.00 |
| MD | Advanced | ChristianaCare | 19801 | 8/15/26 | 8/15/28 | $50,000.00 |
| CNM | Mid-Level | ChristianaCare | 19802 | 8/15/26 | 8/15/28 | $60,000.00 |
| DO | Advanced | Stoney Batter Family Medicine Associates | 19808 | 8/15/26 | 8/15/28 | $100,000.00 |
| DO | Advanced | ChristianaCare | 19718 | 8/15/26 | 8/15/28 | $100,000.00 |
| PA | Mid-Level | Progressive Health of Delaware | 19810 | 8/15/26 | 8/15/28 | $30,000.00 |
| DO | Advanced | ChristianaCare | 19713 | 8/15/26 | 8/15/28 | $100,000.00 |
Kent County
| Degree | Discipline Level | Practice Name | Zip Code | Contract Start Date | Contract End Date | Award Amount |
|---|---|---|---|---|---|---|
| NP | Mid-Level | Dedicated to Women | 19904 | 12/15/2024 | 12/15/2026 | $60,000.00 |
| NP | Mid-Level | Coastal Medical Center Walkin & Primary Care | 19952 | 8/15/25 | 8/15/27 | $66,279.16 |
| PA | Mid-Level | Coastal Medical Center Walkin & Primary Care | 19952 | 8/15/25 | 8/15/27 | $60,000.00 |
| MD | Advanced | Dover Family Physicians | 19904 | 9/30/25 | 9/30/27 | $100,000.00 |
| DO | Advanced | Bayhealth | 19968 | 12/15/25 | 12/15/27 | $80,000.00 |
| MD | Advanced | Bayhealth | 19901 | 12/15/25 | 12/15/27 | $100,000.00 |
| DO | Mid-Level | Bayhealth | 19963 | 12/15/25 | 12/15/27 | $50,000.00 |
| NP | Mid-Level | Coastal Primary Care | 19901 | 12/15/25 | 12/15/27 | $80,000.00 |
| NP | Mid-Level | Coastal Primary Care | 19952 | 8/15/26 | 8/15/28 | $60,000.00 |
Sussex County
| Degree | Discipline Level | Practice Name | Zip Code | Contract Start Date | Contract End Date | Award Amount |
|---|---|---|---|---|---|---|
| MD | Advanced | Women’s Wellness of Southern DE | 19958 | 12/15/2024 | 12/15/2026 | $100,000.00 |
| NP | Mid-Level | Beebe | 19968 | 12/15/25 | 12/15/27 | $60,000.00 |
| PA | Mid-Level | Beebe Healthcare | 19967 | 8/15/26 | 8/15/28 | $60,000.00 |
| LCSW | Mid-Level | Beebe Healthcare | 19958 | 8/15/26 | 8/15/28 | $60,000.00 |
Where can I find more information?
For more information, review the State Loan Repayment Program guidelines and Eligibility Checklist.


